Cream Cheese Banana Nut Bread
Table of Contents
Intro
Have you ever craved the perfect balance of sweetness, richness, and texture in one bite? This Cream Cheese Banana Nut Bread is here to deliver just that! The luscious cream cheese adds a creamy, decadent touch to the naturally sweet bananas, while the nuts bring that satisfying crunch we all love. Whether you’re looking for a comforting breakfast treat or a delightful snack to pair with your afternoon coffee, this banana nut bread is an absolute crowd-pleaser. It’s incredibly easy to make, and before you know it, your kitchen will be filled with the irresistible aroma of freshly baked goodness. Ready to bake up something delicious? Let’s dive into this heartwarming recipe!
Key Benefits
If you’ve ever wondered why banana nut bread is such a beloved classic, it’s because it’s the perfect combination of flavor, texture, and convenience. This Cream Cheese Banana Nut Bread takes things to the next level by adding a rich, creamy texture and an irresistible taste that’s both comforting and indulgent.
- Moist and Decadent: Thanks to the addition of cream cheese, this banana nut bread stays wonderfully moist and soft, even after a few days. The cream cheese not only enhances the flavor but also gives it that melt-in-your-mouth richness.
- Loaded with Nutrients: Bananas and nuts are packed with essential vitamins and healthy fats, making this a more satisfying treat than your average loaf. Bananas are a great source of potassium, while the nuts (whether you choose walnuts or pecans) provide healthy fats and protein.
- Versatile for Any Occasion: Whether you’re serving it for breakfast, enjoying it as a snack, or using it as a dessert, this banana nut bread is the perfect companion to your daily routine. It pairs wonderfully with a cup of coffee or tea, making it a fantastic choice for gatherings or a cozy afternoon at home.
- Easy to Make: This recipe doesn’t require any special techniques or tools. Just a few simple ingredients and a little time in the oven, and you’ll have a loaf that’s sure to impress. It’s the kind of recipe you can easily whip up on a lazy weekend or when you need something to share with friends and family.
With its sweet aroma and unbeatable flavor, this Cream Cheese Banana Nut Bread will soon become your go-to recipe whenever you’re in the mood for something truly comforting. Plus, it’s so simple to make that you’ll be baking it again and again!
Ingredients
For the Banana Nut Bread
- 3 cups all-purpose flour
- ½ teaspoon baking powder
- ½ teaspoon baking soda
- ½ teaspoon salt
- ¾ cup (170 g) unsalted butter, softened
- 8 oz (226 g) cream cheese, softened
- 2 cups granulated sugar
- 2 large eggs, at room temperature
- 1 ½ cups mashed ripe bananas (about 4 medium bananas)
- 1 cup chopped pecans or walnuts, toasted for extra flavor
- ½ teaspoon vanilla extract
For the Brown Sugar Pecan Topping (Optional but Recommended)
- ½ cup brown sugar (light or dark)
- ½ cup chopped pecans
- 1 tablespoon all-purpose flour
- 1 tablespoon melted butter
- ⅛ teaspoon ground cinnamon
Instructions
Step 1: Prepare the Pans
- Preheat oven to 350°F (175°C).
- Grease and flour two 8½ x 4½-inch loaf pans.
Step 2: Mix the Dry Ingredients
- In a medium bowl, whisk together flour, baking powder, baking soda, and salt.
- Set aside.

Step 3: Cream Butter and Cream Cheese
- In a large mixing bowl, beat butter and cream cheese with an electric mixer until smooth and creamy.
- Gradually add sugar and continue beating until light and fluffy.
Step 4: Add Eggs
- Beat in eggs one at a time, mixing until just combined.
Step 5: Combine Wet and Dry
- Reduce mixer speed to low.
- Gradually add the flour mixture, mixing until just blended (don’t overmix).
Step 6: Add Bananas, Nuts, and Vanilla
- Stir in mashed bananas, chopped nuts, and vanilla extract with a spatula.
- Divide the batter evenly between the two prepared loaf pans.

Step 7: Make the Topping
- In a small bowl, mix together brown sugar, pecans, flour, butter, and cinnamon.
- Sprinkle evenly over both pans of batter.
Step 8: Bake
- Bake for 1 hour, or until a toothpick inserted in the center comes out clean.
- If the topping browns too quickly, tent loosely with foil during the last 15 minutes.

Step 9: Cool and Serve
- Let the loaves cool in pans for 10 minutes.
- Carefully remove and transfer to a wire rack to cool completely.
- Slice and enjoy plain, with butter, or even warmed with cream cheese spread.
Pro Tips and Variations
To take your Cream Cheese Banana Nut Bread to the next level, here are some expert tips and creative variations:
Pro Tips for Success
- Use ripe bananas: The riper, the better! Bananas with brown spots are sweeter and mash more easily, giving your bread the perfect sweetness and texture.
- Soften your cream cheese: Allow the cream cheese to come to room temperature for easy mixing and a smoother batter.
- Don’t overmix the batter: Gently fold the dry ingredients into the wet mixture until just combined. Overmixing can make the bread dense instead of soft and fluffy.
- Toast the nuts: Lightly toasting walnuts or pecans before adding them to the batter enhances their flavor and adds a delightful crunch.
- Line your pan: Grease the loaf pan and line it with parchment paper for effortless removal and perfectly clean slices.
Delicious Variations
- Chocolate Chip Twist: Add ½ cup of chocolate chips for a dessert-style banana bread that feels extra indulgent.
- Cinnamon Swirl: Sprinkle a cinnamon-sugar mixture between layers of batter for a beautifully marbled effect and a hint of spice.
- Gluten-Free Option: Swap all-purpose flour with a gluten-free baking mix for a celiac-friendly version without compromising texture.
- Healthier Swap: Replace half the sugar with maple syrup or honey, and use Greek yogurt instead of butter for a lighter, healthier loaf.
- Nut-Free Option: Omit the nuts and add dried fruits like cranberries or raisins for a kid-friendly variation.
How to Freeze Banana Nut Bread
- Slice the cooled loaf and wrap each slice in plastic wrap, then place them in a freezer-safe bag. This makes it easy to grab individual portions.
- To enjoy, thaw slices at room temperature or warm them in the microwave for 20–30 seconds for that fresh-baked feel.

Serving Suggestions
Once your Cream Cheese Banana Nut Bread has cooled slightly, it’s time to enjoy its irresistible flavors! Here are some serving ideas to make the most of every slice:
- Warm and Buttered: Toast a slice lightly and add a pat of butter for a simple yet indulgent treat. The butter melts into the bread, enhancing its richness.
- Perfect with Coffee or Tea: Pair a slice with your morning coffee or afternoon tea for a cozy pick-me-up. The cream cheese and banana flavors complement warm beverages beautifully.
- Sweeten the Deal: Add a drizzle of honey, a dollop of whipped cream, or even a smear of cream cheese frosting to take it to the next level.
- For Breakfast or Dessert: Enjoy it as a quick breakfast with a side of fresh fruit, or dress it up with a scoop of vanilla ice cream for a decadent dessert.
- On-the-Go Snack: Slice and wrap individual portions for a convenient snack at work, school, or while traveling.

Best Moist Cream Cheese Banana Nut Bread (Easy Recipe)
Ingredients
For the Bread:
- 3 cups all-purpose flour
- ½ tsp baking powder
- ½ tsp baking soda
- ½ tsp salt
- ¾ cup 170 g unsalted butter, softened
- 8 oz 226 g cream cheese, softened
- 2 cups granulated sugar
- 2 large eggs room temperature
- 1 ½ cups mashed ripe bananas about 4 medium bananas
- 1 cup chopped pecans or walnuts toasted for best flavor
- ½ tsp vanilla extract
For the Brown Sugar Pecan Topping (Optional but Recommended):
- ½ cup brown sugar light or dark
- ½ cup chopped pecans
- 1 Tbsp all-purpose flour
- 1 Tbsp melted butter
- ⅛ tsp ground cinnamon
Instructions
- Prepare the pans: Preheat oven to 350°F (175°C). Grease and flour two 8½ × 4½-inch loaf pans.
- Mix dry ingredients: In a medium bowl, whisk together flour, baking powder, baking soda, and salt. Set aside.
- Cream butter and cream cheese: In a large mixing bowl, beat softened butter and cream cheese until creamy. Gradually add sugar and beat until light and fluffy.
- Add eggs: Beat in eggs one at a time until just combined.
- Combine wet and dry: On low speed, add the flour mixture gradually until just blended.
- Add bananas, nuts, and vanilla: Stir in mashed bananas, chopped nuts, and vanilla extract. Divide batter evenly into prepared pans.
- Make topping: Mix brown sugar, pecans, flour, butter, and cinnamon in a small bowl. Sprinkle evenly over both pans of batter.
- Bake: Bake for about 1 hour, or until a toothpick inserted in the center comes out clean. If the topping browns too quickly, tent loosely with foil in the last 15 minutes.
- Cool and serve: Let loaves cool in pans for 10 minutes, then remove and transfer to a wire rack. Slice and enjoy!
Notes
- Storage: Wrap loaves tightly and store at room temperature for 3–4 days. For longer storage, freeze for up to 3 months.
- Variations: Try mini chocolate chips, a swirl of cinnamon sugar, or dried fruit instead of nuts.
- Serving idea: Delicious warm with butter, cream cheese, or even a drizzle of honey.
Conclusion
Congratulations! You’ve just mastered the art of making Cream Cheese Banana Nut Bread that’s bound to steal everyone’s heart. With its irresistibly moist texture, rich flavor, and delightful crunch from the nuts, this bread isn’t just a recipe—it’s a warm hug in every slice. Whether you’re serving it fresh out of the oven or enjoying a quick snack the next day, it’s a treat that always hits the spot.
Customize it to suit your preferences—add a sprinkle of cinnamon, swap in your favorite nuts, or even toss in a handful of chocolate chips for a decadent twist.
So, what are you waiting for? Preheat that oven, grab those ripe bananas, and start baking! Your kitchen will soon be filled with an aroma that’s as comforting as the first bite. And don’t forget to share this recipe with friends and family—it’s too good to keep to yourself. Happy baking!
FAQs
Can I freeze cream cheese banana nut bread?
Yes! Once cooled, wrap the loaves tightly in plastic wrap and place them in a freezer-safe bag or airtight container. They’ll keep for up to 3 months. To serve, thaw at room temperature or warm slices in the microwave for 20–30 seconds.
Why is my banana bread dense or heavy?
Overmixing the batter is usually the cause. Mix only until the dry ingredients are just combined with the wet. Also, check that your baking powder and baking soda are fresh, since expired leaveners won’t give your bread a proper rise.
How ripe should bananas be for banana nut bread?
The riper, the better! Look for bananas with plenty of brown or black spots. They add sweetness and a stronger banana flavor compared to yellow or green bananas.
Can I skip the nuts or use different ones?
Absolutely. Pecans and walnuts are traditional, but almonds, hazelnuts, or macadamias work well too. If you’re nut-free, simply omit them or replace with dried fruit like cranberries, raisins, or chopped dates.
Do I need the brown sugar pecan topping?
It’s optional but highly recommended! The topping adds a sweet, crunchy layer that makes the bread feel bakery-style. If you want a simpler loaf, you can bake it without the topping.
Can I make this recipe into muffins instead of loaves?
Yes! Divide the batter evenly into a lined muffin tin. Bake at 350°F for 18–22 minutes, or until a toothpick inserted in the center comes out clean.
Can I make banana bread ahead of time?
Yes, banana bread tastes even better the next day once the flavors meld. Store tightly wrapped at room temperature for up to 3 days or refrigerate for up to a week.
How do I keep banana bread moist?
The cream cheese in this recipe helps keep it moist. Also, be sure not to overbake. Wrap leftovers tightly in plastic wrap or foil to prevent them from drying out.
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Last Updated on September 21, 2025 by Janelle
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